resolve fights over money

How couples can resolve fights over money and NEVER fight over it EVER again!

A few days ago, my friends and I went out to dinner.  The conversation quickly turned to the subject of money and, for once, yours truly, didn’t start it.  A few cocktails really loosened things up and soon enough one after the other started confessing to constantly trying to resolve fights over money they’ve been having with their significant others. As it turns out, my friends were not alone in their plight.  A financial wellness survey continue reading…

Stock Market Corrections Opportunity vs. Disaster

Stock Market Corrections: Opportunity vs. Disaster

Over the past few weeks, the stock market has been going through a long-expected but nevertheless dreaded correction.  The S&P 500 dropped over 10% from its 2018 high.  And if it continues to fall by another 10%, we will have entered bear market territory. No one likes seeing their investment balances take a nose dive.  But, during times like these, it is important to remember that stock market corrections are as mundane as breathing.  Plenty have continue reading…

No Spend Challenge Success

65% Savings Rate – My No Spend Challenge Success

A few weeks, ago I wrote about how exhausting the holidays can be.  Between seeing family and friends, gift shopping, and vacationing, I was beat and so was my credit card. Don’t get me wrong.  I love the holidays like nothing else and would happily trade my birthday for a second Christmas.  But, all this fun tends to weigh heavy on savings and credit cards. Related: Holidays be gone!  It is time for No Spend continue reading…

30 free valentine's day ideas

30 Free Valentine’s Day Ideas For The Frugal Nerd In You

Someone once said sang “love don’t cost a thing”.  And, boy, wouldn’t that be awesome.  Especially on Valentine’s Day.  A day that tends to be more pricey than not.  Not to worry though.  Here are 30 frugalicious, free Valentine’s Day ideas which will appease both the frugal nerd in you and the Valentine’s Day loving partner you (most likely) have. The retail industry tries to convince us of the complete opposite of course.  What else is continue reading…

Is the Bitcoin craze worth trading with Fire

Is the Bitcoin craze worth trading with FIRE?

Over the past year, the Bitcoin craze has been blowing up the news cycle.  And it appears that everyone from CEO to the “guy” walking past you on the street wants in on it. Just like the dollars (or other paper and coin currencies in our pockets and bank accounts), Bitcoin alongside other cryptocurrencies can be exchanged for goods and services. Does that mean your local supermarket or gas station is accepting bitcoin?  Unlikely, even continue reading…

2017 spending hits and misses

Expense Tracking Update – 2017 Spending Hits and Misses

What I dreaded at first, has become quite the quarterly challenge.  Yes, I am talking about tracking my expenses.  A few years ago, I would have never thought about or done anything about it.  But since tracking my expenses for all of 2016 and discovering several eye-opening expense drains, I am now a believer! I hope that putting my expenses out there and documenting my progress will turn you into an expense tracking believer as well.  Setting up continue reading…

cheating on my ETFs with Tesla

Confession Wednesday … I am cheating on my ETFs with Tesla!

This month I have done something I wouldn’t normally have dared to do even a year ago.  Instead of investing in my trusty ETFs with low expense ratios and great return potential, I invested in individual stocks instead. *gasp* While this is certainly not something earth-shattering as a bazillion investors have done so before me, it is unusual at best for someone who has always walked on the “careful investor” side of things.  So why continue reading…

No Spend January

Holidays be gone! It is time for No Spend January!

Happy New Year Everyone : ) I hope everyone had a great holiday and possibly even a few days off.  I am back from my annual year-end vacation and, just like all of us, am finding my way back into the rhythm of day-to-day, non-holiday life. This year I have decided to start a new tradition.  Year in and year out, I experience holiday burn out.  Financially mostly, but also a bit emotionally and physically.  continue reading…

Have the holidays drained your bank account? Here are the perfect money challenges for 2018!

Have the holidays drained your bank account? Here are the perfect money challenges for 2018!

Over the past few weeks, I have been to more holiday parties than I care to admit.  I mostly go for the company.  And, every once in a while, even for the free food and drink. *frugal alert* While I mingled with friends and colleagues, all while dodging THAT co-worker who can’t hold his liquor, a common theme emerged.  “We love the holidays! We hate the cost!” Not difficult to get behind that theory.  The continue reading…

Here comes 2018! Are Goals For The New Year Pointless Or Ingenious

Here comes 2018! Are Goals For The New Year Pointless Or Ingenious?

Are goals for the new year pointless?  They can sometimes seem like the unattainable version of yourself and your life.  But, since 99.9% of us are usually buzzed by midnight on December 31st, anything seems possible, right? Over the past decade, I have set some realistic and some rather ambitious goals for myself.  You might be able to relate to some of them.  Or call me completely crazy… A Walk Down “New Year’s Goals” Memory continue reading…