choose your investments wisely

Part 4 – How to choose your investments wisely on behalf of your future self!

Most recently,  I pondered all the money and life lessons I would give my younger self.  And you guys echoed the sentiment with life lessons of your own, such as … … letting go and moving on, instead of dwelling – NZ Muse … taking calculated risks and chances – Need2Save When I write a follow-up post in a few years from now, I would like to have nothing to say.  Yes, you heard right.  continue reading…

why comparing prices is crucial

Saving Money – why comparing prices is crucial for your wallet and flowing locks

Hands up … who wants to leap vs. stroll toward achieving their financial goals?  Two concepts have been proven to make that happen.  For one by increasing your income (check out my side hustle experiment) and secondly by decreasing your expenses by saving money.  This is why comparing prices is crucial! Now I could write a bunch of paragraphs telling you how important it is to save money.  No need for that because you already continue reading…

make money with surveys

Can you and I make money with surveys? Let’s find out…

It is no secret that side hustles are by far the best way to supplement your 9 to 5 income.  No matter what your financial goals are, extra cash will get you there faster.  There are a ton of “get rich quick schemes” out there and I’ll be damned if we fall for any of them.  Instead, let’s find out if we can make money with surveys. Why make money with surveys? Are you in continue reading…

patience for financial independence

Let’s all acquire the patience for financial independence together!

The personal finance blogging community has been the greatest experiences of my life (so far).  And I love to give shout outs to those who inspire me on my journey so they can inspire you as well.  Today I want to highlight a post from Financial Samurai, a well-known presence in the community. He recently wrote about fear.  Particularly, how it enabled him to become who he is and accomplish what he has already accomplished continue reading…

Payday Loans – the potholes on your path to financial health

Payday Loans – the potholes on your path to financial health

Have you ever been short on cash?  If not, you are either a trust fund baby or lying.  Congrats on the former and “seriously?” on the latter.  As for the rest of us, we have all been there.  That unexpected bill comes in when your car decides to stop working in the middle of the interstate.  Usually at the most inopportune moment such as after a rather expensive Christmas holiday or vacation.  Payday loans to continue reading…

how much money you need to retire comfortably

The 4% Rule: The opening bid of how much money you need to retire comfortably!

The 4% rule has been a tried and true rule within the early retirement community for some years now.  It might be known to you as the Safe Withdrawal Rate or simply SWR.  If it is not known to you quite yet, let’s define it before we dive further into this opening bid of how much money you need to retire comfortably! The Safe Withdrawal Rate is the % of your investments available to you continue reading…

Millennial Myth Debunked - apparently we are killing chain restaurants

Millennial Myth Debunked – apparently we are killing chain restaurants

After debunking the “earth shattering” myth that Millennials suck at car buying, I am back with the latest and greatest.  It is no secret that I do not approve of the millennial-generation-bashing some people like to participate in.  Hence, let’s dive right into it.  Hey millennials, apparently we are killing chain restaurants!  *holds breath for dramatic pause* Ms. Sally J. Smith, President and CEO of Buffalo Wild Wings, made the news by issuing the company’s continue reading…

10 ways to date without going broke

Attention all Singletons … 10 ways to date without going broke!

“Love don’t cost a thing,” right?  Big thanks to Ms. Lopez for that catchy tune.  But … there is, unfortunately, a but … keeping that love going tends to cost a bit of money.  Living the single life already means covering all living expenses on one income. Add expensive dates to that, and we’ve got ourselves a problem.  So let’s fix it by figuring out how to date without going broke! The standard continues to be continue reading…

The Foolproof Way to Avoid Unnecessary Purchases

Yes, there is a foolproof way to avoid unnecessary purchases…

Everyone put their party hats on right now.  Nope, it’s not New Years, your birthday, or my retirement party to which I plan on inviting the entire world btw!  I have been battling something I like to call “unnecessary spending syndrome” and I know many of you are as well.  So we are all in this together 🙂  A lot of effort and iron clad will goes into kicking it to the curb.  And as continue reading…

Uncovered ... The Frugal Habits Of The Millionaire Next Door

Uncovered … The Frugal Habits Of The Millionaire Next Door

I don’t know about you, but I like to be in good company.  And there is a particular type of “company” I am currently working on joining eventually down the road – The Millionaire Club.  To get there, I have been diligently chipping away at my goal by adopting the frugal habits of the millionaire next door. Keeping such company can, at first, sound a bit shallow.  I by no means picture myself in a continue reading…