resolve fights over money

How couples can resolve fights over money and NEVER fight over it EVER again!

A few days ago, my friends and I went out to dinner.  The conversation quickly turned to the subject of money and, for once, yours truly, didn’t start it.  A few cocktails really loosened things up and soon enough one after the other started confessing to constantly trying to resolve fights over money they’ve been having with their significant others. As it turns out, my friends were not alone in their plight.  A financial wellness survey continue reading…

Here comes 2018! Are Goals For The New Year Pointless Or Ingenious

Here comes 2018! Are Goals For The New Year Pointless Or Ingenious?

Are goals for the new year pointless?  They can sometimes seem like the unattainable version of yourself and your life.  But, since 99.9% of us are usually buzzed by midnight on December 31st, anything seems possible, right? Over the past decade, I have set some realistic and some rather ambitious goals for myself.  You might be able to relate to some of them.  Or call me completely crazy… A Walk Down “New Year’s Goals” Memory continue reading…

I Don’t Want To Collect A Tax Return Next Year. And neither do you!

I Don’t Want To Collect A Tax Return Next Year. And neither do you!

Every person with a pulse loves a few thousand dollars flying into the house every year.  Nevertheless, for the first time ever, I don’t want to collect a tax return next year.  And neither do you! Before you call me crazy, hear me out.  What is disguised as a bonus every year, is actually us lending the government money.  To make matter worse, it’s an interest-free loan. Related: Let’s Take Apart The Republican Tax Plan continue reading…

5 Simple Steps … And You’ll Avoid The Holiday Shopping Madness

5 Simple Steps … And You’ll Avoid The Holiday Shopping Madness

Odds are the turkey buzz has long worn off now.  It has been two weeks after all.  And at this point, ignoring your holiday shopping list is just not an option anymore.  Bummer! Unless, of course, you’re in love with crowded shopping malls, fighting for parking spaces, and enjoy the seemingly never-ending sales pitch from every store.  In that case, all the power to you. Related: Emotional Spending Triggers and how to avoid them I continue reading…

republican tax plan proposal

Let’s Take Apart The Republican Tax Plan Proposal

The current administration has drawn the curtains on its much talked about Republican tax plan proposal.  The more than ambitious goal is to get the proposal passed before 2018. If that will be the case, and whether all proposed points will be passed, is to be seen.  Nevertheless, let’s take apart the proposal and see what’s in store for us should it get passed as is. The Republican Tax Plan Proposal Tax Brackets The bill continue reading…

freezing your credit has never been so easy

Freezing Your Credit Report Has Never Been So Easy

This past month, Equifax caused one of the worst data breaches of all times.  It lasted from mid-May through July and affected 143 million people. To make matters worse, the public wasn’t informed of the breach until September.  Thanks, Equifax, one of three credit bureaus we have no choice but to work with. Instead of going off on yet another tantrum about their carelessness with crucial customer data, I much prefer to talk about the continue reading…

credit data breach

Equifax Credit Data Breach: Protect Yourself!

If you have followed the news over the past few days, you are probably as worried as I am.  Equifax suffered a credit data breach starting mid-May through July 2017.  143 million people are likely affected and the news didn’t break until now. Message from Rick Smith, Chairman and CEO of Equifax Cyber attacks are scary!  There is no need to beat around the bush.  Having important information such as your name, birth date, address, continue reading…

financial windfall

The $600 Financial Windfall You Are Missing Out On

What if I tell you that you could put $600 into your pocket every year going forward without having to pick up more work or cut expenses?  That, quite to the contrary, you would have to work less.  Would you call me crazy, delusional, or something a bit more colorful?  There is one financial windfall in life we all can’t seem to help themselves but lose every year. The $600 Financial Windfall Waiting For You continue reading…

tricked into buying more

Surprise! We are all being tricked into buying more than we want!

Have you lately walked into Target, Costco, or really any other store with one item on the list?  How many items did you walk out with?  Odds are, more than the one on the list.  As it turns out, this isn’t your fault at all.  You are being tricked into buying more than you actually want! To make things even worse, we are being tricked into buying more things with more than one tactic.  So continue reading…

Can you guess how much time is wasted on watching TV

Can you guess how much time is wasted on watching TV?

Have you ever gone on vacation or into a weekend with a list of accomplishments all laid out?  I did this past week and, to be completely honest, accomplished close to nothing.  What was the culprit?  TV!  In particular, how much time is wasted on watching TV. The average person watches 15+ hours of TV per week.  And that is regular programming only.  It does not take into account the additional 10+ hours per week continue reading…