stopped buying water

I stopped buying water and it has been the best breakup!

A few months ago, I was hit by what I have started to call the “bottled water trifecta”.  What on earth am I talking about?  Let me explain. 1. I was lugging home a twelve pack of water bottles.  And the entire pack felt as heavy as a ton of bricks, which put me in an incredibly awesome mood.  (*dripping with sarcasm*) 2. That same afternoon, I stumbled upon a YouTube video outlining what would continue reading…

5 please to score free books now

Saving Money – Here are five places to score free books!

One of the biggest gifts made to man- & womankind is the knowledge to be found between the pages of a book.  From kids to adults, while on vacation or at home, and no matter if done so often or occasionally, reading is the perfect gateway to knowledge. There is one industry who has managed to make a substantial buck of us bookworms.  Yes, I am looking at you Amazon, Barnes & Noble, and all continue reading…

dry cleaners are cleaning out your bank account

Saving Money – dry cleaners are cleaning out your bank account

Finding areas where you can save can be tough.  After all, who wants to cut out expenses that make our life happier such as dining out.  Same goes for things that make our life easier like our cars. What if, though, some conveniences are actually unnecessary expense drains in disguise.  Those of which keep you from paying off your debt, saving money for emergencies, and investing for retirement. One of those convenient money suckers is dry continue reading…

why comparing prices is crucial

Saving Money – why comparing prices is crucial for your wallet and flowing locks

Hands up … who wants to leap vs. stroll toward achieving their financial goals?  Two concepts have been proven to make that happen.  For one by increasing your income (check out my side hustle experiment) and secondly by decreasing your expenses by saving money.  This is why comparing prices is crucial! Now I could write a bunch of paragraphs telling you how important it is to save money.  No need for that because you already continue reading…

10 ways to date without going broke

Attention all Singletons … 10 ways to date without going broke!

“Love don’t cost a thing,” right?  Big thanks to Ms. Lopez for that catchy tune.  But … there is, unfortunately, a but … keeping that love going tends to cost a bit of money.  Living the single life already means covering all living expenses on one income. Add expensive dates to that, and we’ve got ourselves a problem.  So let’s fix it by figuring out how to date without going broke! The standard continues to be continue reading…

The Foolproof Way to Avoid Unnecessary Purchases

Yes, there is a foolproof way to avoid unnecessary purchases…

Everyone put their party hats on right now.  Nope, it’s not New Years, your birthday, or my retirement party to which I plan on inviting the entire world btw!  I have been battling something I like to call “unnecessary spending syndrome” and I know many of you are as well.  So we are all in this together 🙂  A lot of effort and iron clad will goes into kicking it to the curb.  And as continue reading…

05242017-The Top 10 Ways to Spend Your Money Wisely in the Summer

The Top 10 Ways to Spend Your Money Wisely in the Summer

Summer is one of the best times of the year.  School is out, vacations are marked on the calendar, and temperatures are slowly heating up just in time for some beach fun 🙂  Setting aside all the fun stuff (for a brief moment only), summer can also turn into one of the more expensive times of the year.  So today I have 10 ways for you to spend your money wisely in the summer.  All continue reading…

Saving Money - smoking can cost you $1.5 million of your retirement savings

Saving Money – smoking can cost you $1.5 million of your retirement savings

I think it is time to have the talk.  Nope, not the talk you have with your partner about spending money on stupid stuff.  Not the talk you have with your kids about going out and being stupid with their friends.  I mean the talk about one of your spendier habits.  Did you know that smoking can cost you $1.5 million of your retirement savings?  No, well let’s dive into the details then. Smoking is continue reading…

Saving Money - drink your drink and get your buzz on without going to the poorhouse

Saving Money – drink your drink and get your buzz on without going to the poorhouse

Here you are on a Friday night, done with a tough work week and ready to hit the town.  And before you know it … bam … you’re part of a statistic without even knowing it.  No worries though.  I’m right there with you and countless other Americans are as well.  We basically have formed a tight “drink your drink and get your buzz on” club without even knowing it. In the good, old United continue reading…

Your Local Public Library ... every money savers treasure trove - Charlotte Public Library

Your Local Public Library … every money saver’s treasure trove

If my 30-something-year-old self could have a chat with my 20-something-year-old self about saving money, I think the discussion would be endless.  One hot topic would be to please not waste any cash on buying books at Barnes & Noble and Amazon.  But instead, rent them from your local public library and save a ton of money in the process.  Money which can be invested and grown over time! Looking back at my twenties, I averaged continue reading…