No Spend January

Holidays be gone! It is time for No Spend January!

Happy New Year Everyone : ) I hope everyone had a great holiday and possibly even a few days off.  I am back from my annual year-end vacation and, just like all of us, am finding my way back into the rhythm of day-to-day, non-holiday life. This year I have decided to start a new tradition.  Year in and year out, I experience holiday burn out.  Financially mostly, but also a bit emotionally and physically.  continue reading…