net worth target by age

When can you ditch your 9 – 5? Let’s find out your net worth target by age!

Having a net worth target by age is the kind of right of passage every adult should go through.  Targets, in general, are awesome.  They give you a goal to work for.  Help you stick to your plans over time.  And motivate you to work harder! From one day to the other, you can go from saving just for the sake of it to saving to reach a certain number and goal.  And once you continue reading…

patience for financial independence

Let’s all acquire the patience for financial independence together!

The personal finance blogging community has been the greatest experiences of my life (so far).  And I love to give shout outs to those who inspire me on my journey so they can inspire you as well.  Today I want to highlight a post from Financial Samurai, a well-known presence in the community. He recently wrote about fear.  Particularly, how it enabled him to become who he is and accomplish what he has already accomplished continue reading…

how much money you need to retire comfortably

The 4% Rule: The opening bid of how much money you need to retire comfortably!

The 4% rule has been a tried and true rule within the early retirement community for some years now.  It might be known to you as the Safe Withdrawal Rate or simply SWR.  If it is not known to you quite yet, let’s define it before we dive further into this opening bid of how much money you need to retire comfortably! The Safe Withdrawal Rate is the % of your investments available to you continue reading…

Achieving Financial Independence - Prank or Reality

Achieving Financial Independence … prank or reality?

It’s confession time!  The first time I read about the concept of achieving financial independence, I thought it was some April Fools prank.  Retirement only happened at 65, right?  The thought was too intriguing however to not dig into further.  After all, traveling the world why I can still move all four of my limbs properly sounded very enticing. What became obvious very quickly was that I am not alone on my newfound journey to continue reading…

How not contributing to your 401k in your 20s can cost you One Million Dollars

How not contributing to your 401k in your 20s can cost you One Million Dollars!

I have been known to talk quite a bit about the importance of retirement on this blog.  Why is that … because it is just simply that -> ridiculously important!  Zinger, I know.  Well, true to fashion, I will continue talking about it in this post.  Possibly until I am blue in the face.  Let’s dive right into it since one thought in particular has been swirling around in my head all day long.  How continue reading…

Is there a downfall to retiring early

Is there a downfall to retiring early?

Across the personal finance blogosphere, everyone’s favorite topic appears to be early retirement.  And of course how to get there at lightening speed.  Let’s face it.  We all would jump at the chance.  But could there a downfall to retiring early? I myself, over the past years, have diligently adjusted my spending habits and saved more and more of my hard earned cash.  Should early retirement come along with all that, I won’t push it continue reading…