No Spend Challenge Success

65% Savings Rate – My No Spend Challenge Success

A few weeks, ago I wrote about how exhausting the holidays can be.  Between seeing family and friends, gift shopping, and vacationing, I was beat and so was my credit card. Don’t get me wrong.  I love the holidays like nothing else and would happily trade my birthday for a second Christmas.  But, all this fun tends to weigh heavy on savings and credit cards. Related: Holidays be gone!  It is time for No Spend continue reading…

30 free valentine's day ideas

30 Free Valentine’s Day Ideas For The Frugal Nerd In You

Someone once said sang “love don’t cost a thing”.  And, boy, wouldn’t that be awesome.  Especially on Valentine’s Day.  A day that tends to be more pricey than not.  Not to worry though.  Here are 30 frugalicious, free Valentine’s Day ideas which will appease both the frugal nerd in you and the Valentine’s Day loving partner you (most likely) have. The retail industry tries to convince us of the complete opposite of course.  What else is continue reading…

No Spend January

Holidays be gone! It is time for No Spend January!

Happy New Year Everyone : ) I hope everyone had a great holiday and possibly even a few days off.  I am back from my annual year-end vacation and, just like all of us, am finding my way back into the rhythm of day-to-day, non-holiday life. This year I have decided to start a new tradition.  Year in and year out, I experience holiday burn out.  Financially mostly, but also a bit emotionally and physically.  continue reading…

Have the holidays drained your bank account? Here are the perfect money challenges for 2018!

Have the holidays drained your bank account? Here are the perfect money challenges for 2018!

Over the past few weeks, I have been to more holiday parties than I care to admit.  I mostly go for the company.  And, every once in a while, even for the free food and drink. *frugal alert* While I mingled with friends and colleagues, all while dodging THAT co-worker who can’t hold his liquor, a common theme emerged.  “We love the holidays! We hate the cost!” Not difficult to get behind that theory.  The continue reading…

2018 is right around the corner and here is how we will save thousands in only 12 months!

2018 is right around the corner and here is how we will save thousands in only 12 months!

It is that time of the year again.  Everyone (myself included) is recovering from turkey dinner overload.  All thoughts are turned toward Christmas and what gifts to buy.  And, of course, what shindig to attend for New Year’s Eve. Why not add something else to the list of December activities?  How about what to save money on this coming year.  Of course (as my better half likes to remind me of), without making ourselves miserable continue reading…

This One Single Item Can Make Your Costco Membership Fee Worthwhile

This One Single Item Can Make Your Costco Membership Fee Worthwhile

I have long been questioning the point of paying for the privilege to shop.  Handing over hard earned money for absolutely nothing in return except for being able to step inside seems a bit looney.  After all, enough stores let you in for free! Costco is a prime example.  For $60 a year you will receive nothing but the privilege of stepping into their store.  Although I have been a loyal customer for a number continue reading…

is cutting cable tv worth it popcorn

Is Cutting Cable TV Worth It?

When one has to choose between the Big Bang Theory, Billions or the latest (and amazing) season of Games of Thrones, cutting cable TV can seem unfathomable.  But – yes there is a but – what if cutting cable TV can save you hundreds, thousands, or even more? The Cost Gain Of Cutting Cable TV The average monthly cost of cable TV is $70.  If that seems low to you, you are correct!  The $70 covers continue reading…

how long will your retirement savings last how to not run out of money

How long will your retirement savings last? Wonder no longer…

How long will your retirement savings last?  A question easy to lose sight of.  After all, we are busy climbing the Mount Everest of retirement by earning and saving as much as we can.  All to reach the FI/RE summit. Asking ourselves how long our savings will last is just as important as FI/REing in the first place.  What is the point of it all if we run out of cash and have to go continue reading…

buying cat food post pic

Are you going broke buying cat food? Here is how to spend $100 a year per cat ONLY!

Are you going broke buying cat food?  If the answer is yes, you have come to the right place.  I spend only $100 per year for each of my (two) cats and you can do the same! From one cat lover to another, let’s confess.  We would do anything for them, right?  From toys to snacks and food, the goal is to make the furballs happy.  But this doesn’t have to become a major expense. continue reading…

stopped buying water

I stopped buying water and it has been the best breakup!

A few months ago, I was hit by what I have started to call the “bottled water trifecta”.  What on earth am I talking about?  Let me explain. 1. I was lugging home a twelve pack of water bottles.  And the entire pack felt as heavy as a ton of bricks, which put me in an incredibly awesome mood.  (*dripping with sarcasm*) 2. That same afternoon, I stumbled upon a YouTube video outlining what would continue reading…